Fin4U Privacy Policy

Effective October 11, 2026

Fin4U is an iPhone app that reads your receipts, lists the items and prices, and helps you track your own spending and split costs with a friend or roommate. This page explains what happens to your information.

In short: a receipt photo is sent to Fin4U's server and on to Anthropic's Claude AI so the items can be read, and it is not kept there. Everything else — your expenses, names, and profile — stays on your phone. There are no accounts, no ads, no analytics and no tracking.

What leaves your phone

When you scan a receipt or choose one from your photos, only that one image is sent over an encrypted (HTTPS) connection to Fin4U's server, which passes it to Anthropic, the company behind Claude, an AI model that reads the receipt and returns the items, prices, tax, date and merchant. The server sends the result back to your phone.

Fin4U's server does not save the image or what was read from it. It handles them in memory for the length of the request.
Anthropic processes the image under its own terms and privacy policy, which you can read at anthropic.com/legal/privacy.
Fin4U's hosting provider (Railway) may keep standard technical logs of requests, such as time and IP address. Fin4U does not log receipt contents.
The names of people you split with, your totals, and your profile are never sent to the server.

Please don't scan receipts that show information you wouldn't want an AI service to process, such as full card numbers or other people's personal details.

What stays on your phone

Information	Where it lives
Your expenses, items, categories and totals	On your phone only
A copy of each receipt photo you saved	On your phone only
Names of the people you split with, and who owes what	On your phone only
Your name and profile photo (optional)	On your phone only

Fin4U has no account system and no copy of your data on a server, so it can't recover your expenses if you delete the app or lose your phone. Deleting the app removes all of it. You can also delete a single expense at any time by swiping it away.

Permissions

Camera — used only to scan a receipt when you ask it to.
Photos — Fin4U uses the iOS photo picker, so it sees only the photos you choose and never your whole library.

What Fin4U does not do

No accounts or sign-in.
No advertising, and no sale or sharing of your information.
No analytics, tracking, or third-party SDKs in the app.

Children

Fin4U is not directed at children under 13, and we don't knowingly collect information from them.

Changes

If this policy changes in a way that affects you, the new version will be posted here with a new effective date, and the app will tell you before it sends data in a new way.

Contact

Questions? Email dhanageetha2000@gmail.com.